Customer protection

Fund segregation, refund performance and service-level commitments. Sample data — pending backend wiring.

Customer funds protected

SAR 214.6M

Average release time

1.8 days

-0.3 days vs last month

Average refund time

2.4 days

-0.5 days vs last month

Pending refunds

46

SAR 1.9M total

Customer complaints

128

Open this month

Customer fund safety
Customer funds held in escrow vs the segregated bank account — these must match.

Total customer funds

SAR 214,612,480.00

Segregated bank account balance

SAR 214,654,780.00

Fully covered · 100.02%Surplus of SAR 42,300.00 in the segregated account (bank interest pending sweep).
SLA monitoring
Share of cases meeting the committed service levels, last 30 days.
Release within 3 days96.2%

Target ≥ 95%

Refund within 5 days93.8%

Target ≥ 95% — 12 refunds breached this month

Dispute first response within 48h98.1%

Target ≥ 90%