Liquidity & safeguarding
Trust account coverage, reconciliation cadence and liquidity headroom. Sample data — pending backend wiring.
Customer money safeguarding
Escrow liabilities must equal bank-safeguarded funds at all times.
Escrow liabilities
SAR 214,612,480.00
Bank safeguarded funds
SAR 214,654,780.00
ReconciledDifference SAR 42,300.00 — bank interest pending sweep to the operating account.
Total customer funds
SAR 214.6M
Trust account balance
SAR 214.7M
Difference
SAR 42.3K
Interest pending sweep
Reconciliation status
Matched
Last daily run: today 06:00
Reconciliation
Automated three-way match: ledger vs bank vs escrow register.
DailyToday 06:00
MatchedWeeklyMon 28 Jul 06:00
MatchedMonthly01 Aug 06:00
1 open breakLiquidity ratios
Available liquid funds vs projected outflows.
1-day liquidity412%
Requirement ≥ 100%
7-day liquidity248%
Requirement ≥ 100%
30-day liquidity131%
Requirement ≥ 100%
Banking partners
| Banking partner | Balance | Available | Restricted |
|---|---|---|---|
| Saudi National Bank — Trust 001 | SAR 128,450,000.00 | SAR 121,200,000.00 | SAR 7,250,000.00 |
| Riyad Bank — Trust 002 | SAR 61,204,780.00 | SAR 58,930,000.00 | SAR 2,274,780.00 |
| Alinma Bank — Trust 003 | SAR 25,000,000.00 | SAR 25,000,000.00 | SAR 0.00 |